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Program is not sold in NY, MA, WA, DE, FL, GA, KY, MT, NE.

This website provides a brief description for the insurance coverage available. The Policy contains reductions, limitations, exclusions and termination provisions. Full details of the insurance coverage are contained in the Policy. If there are any conflicts between this document and the Policy (National Guardian Life Insurance Company Policy Form Series NDIND2005), Policy shall govern. The Essential Dental Insurance program is underwritten by National Guardian Life Insurance Company with its principal place of business at Two East Gilman Street, Madison, WI 53701. It is currently authorized to transact business in 49 states and the District of Columbia. NAIC No. 66583. National Guardian Life Insurance Company is not affiliated with the Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life. Essential Dental Insurance is administered by AlwaysCare Benefits, Inc. (a Starmount Life Insurance company). In California: Essential Dental Insurance is underwritten by National Guardian Life Insurance Company and administered by AlwaysCare Benefits Insurance Administrators (a Starmount Life Insurance company).