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© Essential Dental Insurance. All rights reserved.
Program is not sold in NY, MA, WA, DE, FL, GA, KY, MT, NE.
This website provides a brief description for the insurance coverage available.
The Policy contains reductions, limitations, exclusions and termination provisions.
Full details of the insurance coverage are contained in the Policy. If there are
any conflicts between this document and the Policy (National Guardian Life Insurance
Company Policy Form Series NDIND2005), Policy shall govern. The Essential Dental
Insurance program is underwritten by National Guardian Life Insurance Company with
its principal place of business at Two East Gilman Street, Madison, WI 53701. It
is currently authorized to transact business in 49 states and the District of Columbia.
NAIC No. 66583. National Guardian Life Insurance Company is not affiliated with
the Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.
Essential Dental Insurance is administered by AlwaysCare Benefits, Inc. (a Starmount
Life Insurance company). In California: Essential Dental Insurance is underwritten
by National Guardian Life Insurance Company and administered by AlwaysCare Benefits
Insurance Administrators (a Starmount Life Insurance company).